Baltimore City & Baltimore County, MD · Bank‑Owned / REO

173 Bank-Owned & Foreclosure Homes for Sale in Baltimore City & Baltimore County, MD (Updated October 2026)

Looking for a bank-owned or REO foreclosure deal in the Baltimore area? Right now there are 173 active bank-owned and foreclosure listings across Baltimore City and Baltimore County, Maryland, priced from $29,950 to $564,900, with an average list price of $132,000. Whether you’re an investor hunting for a rehab project, a first-time buyer chasing an affordable entry point, or searching for a fixer-upper with equity upside, this directory lists every active bank-owned/REO home currently on the market — organized by location and sorted from lowest to highest price, with a direct link to the full listing on 1stHomeNetwork.com for each one.

What you’ll find in this guide:

A complete, continuously relevant directory of Baltimore-area bank-owned and foreclosure homes, grouped by Baltimore City and Baltimore County
Price, bed/bath count, square footage, and neighborhood for every listing
Answers to common questions about buying a bank-owned or REO property
How to schedule a showing or get pre-approved to move fast on a deal

Data is pulled from an active MLS export and can change daily as homes go under contract or new bank-owned inventory hits the market — contact Wesley Howard below for the most current status on any property.

Baltimore City, MD Bank-Owned & Foreclosure Listings (155 homes)

Baltimore City carries the bulk of the region’s bank-owned inventory, with rowhomes and townhouses from the low $30,000s up to move-in-ready homes near $375,000. Sorted by price, low to high:

2426 Etting St, Baltimore, MD — $29,950 · 2 beds, 1 full bath, 1,080 sqft
2420 Etting St, Baltimore, MD — $29,950 · 3 beds, 1 full bath, 1,080 sqft · Penn North
2535 Boyd St, Baltimore, MD — $35,000 · 2 beds, 1 full bath · Shipley Hill
2524 Boyd St, Baltimore, MD — $35,000 · 3 beds, 1 full bath · Booth-Boyd
1818 Clifton Ave, Baltimore, MD — $39,000 · 3 beds, 1 full bath, 1,000 sqft
1550 N Carey St, Baltimore, MD — $39,000 · 3 beds, 1 full bath
2428 Etting St, Baltimore, MD — $39,900 · 2 beds, 1 full bath, 1,080 sqft
1521 N Carey St, Baltimore, MD — $39,900 · 3 beds, 2 full baths · Sandtown-Winchester
3401 Ravenwood Ave, Baltimore, MD — $45,000 · 3 beds, 2 full baths, 988 sqft · Bel Air
2636 McElderry St, Baltimore, MD — $49,900 · 3 beds, 1 full bath, 1,260 sqft · Mcelderry Park
1805 Clifton Ave, Baltimore, MD — $49,900 · 2 beds, 1 full bath · Mondawmin
3301 Noble St, Baltimore, MD — $49,900 · 3 beds, 1 full bath, 960 sqft · Patterson Park
2422 Jefferson St, Baltimore, MD — $49,900 · 2 beds, 1 full bath · Mcelderry Park
340 S Calhoun St, Baltimore, MD — $49,900 · 2 beds, 2 full baths · New Southwest
4026 Woodmere Ave, Baltimore, MD — $50,000 · 2 beds, 1 full/1 half baths, 840 sqft · Ward 27
2215 Mount Holly St, Baltimore, MD — $54,900 · 4 beds, 2 full baths, 1,652 sqft
1918 W Lanvale St, Baltimore, MD — $54,900 · 3 beds, 1 full/1 half baths, 1,400 sqft · Midtown Edmondson
2107 Cliftwood Ave, Baltimore, MD — $57,900 · 3 beds, 1 full bath, 1,080 sqft · Clifton Park
1708 Lorman St, Baltimore, MD — $59,000 · 3 beds, 1 full bath · Sandtown-Winchester
1758 Gorsuch Ave, Baltimore, MD — $59,900 · 2 beds, 1 full/1 half baths · Coldstream Homestead Montebello Historic District
3505 Virginia Ave, Baltimore, MD — $59,900 · 4 beds, 3 full baths, 1,100 sqft · Lucille Park
1412 N Dukeland St, Baltimore, MD — $59,990 · 2 beds, 1 full bath, 952 sqft · Northwest Community Action
1534 N Carey St, Baltimore, MD — $60,000 · 3 beds, 1 full bath, 1,200 sqft · Sandtown-Winchester
408 S Bentalou St, Baltimore, MD — $60,000 · 3 beds, 1 full bath · Bentalou
3155 Ravenwood Ave, Baltimore, MD — $65,000 · 2 beds, 1 full bath, 1,000 sqft · Belair-Edison
145 Palormo Ave, Baltimore, MD — $65,000 · 3 beds, 1 full bath, 985 sqft · Saint Josephs
1718 Lorman St, Baltimore, MD — $65,000 · 3 beds, 1 full bath · Sandtown-Winchester
937 Brunswick St, Baltimore, MD — $65,000 · 3 beds, 1 full bath · Mill Hill
2529-2531 E Monument St, Baltimore, MD — $65,900 · 3 beds, 1 full bath, 2,363 sqft
2023 Etting St, Baltimore, MD — $69,000 · 3 beds, 1 full bath · Druid Heights
2846 Harlem Ave, Baltimore, MD — $69,900 · 3 beds, 1 full bath · Harlem Park
512 Sheridan Ave, Baltimore, MD — $69,900 · 3 beds, 2 full baths, 1,224 sqft
1677 Cliftview Ave, Baltimore, MD — $69,900 · 3 beds, 1 full bath · Clifton Park
122 Haven St N, Baltimore, MD — $69,900 · 3 beds, 1 full/1 half baths, 1,170 sqft · Highlandtown
1546 N Carey St, Baltimore, MD — $71,000 · 3 beds, 1 full bath · Sandtown-Winchester
152 Irving St, Baltimore, MD — $71,000 · 3 beds, 1 full bath, 1,184 sqft
3035 E Monument St, Baltimore, MD — $72,000 · 3 beds, 2 full baths, 1,232 sqft
3005 Mayfield Ave, Baltimore, MD — $74,000 · 3 beds, 1 full bath, 1,224 sqft
412 N Haven St, Baltimore, MD — $74,000 · 2 beds, 1 full bath, 868 sqft
510 Normandy Ave, Baltimore, MD — $74,900 · 4 beds, 1 full/1 half baths, 1,530 sqft · Edmondson Village
1706 N Bentalou St, Baltimore, MD — $74,900 · 3 beds, 2 full baths, 1,200 sqft · Coppin Heights
3233 Elmley Ave, Baltimore, MD — $74,900 · 3 beds, 1 full bath, 896 sqft · Belair-Edison
1630 Normal Ave, Baltimore, MD — $74,900 · 3 beds, 1 full bath · Darley Park
1713 N Rosedale St, Baltimore, MD — $74,900 · 3 beds, 1 full bath · Rosemont
2137 Cliftwood Ave, Baltimore, MD — $74,900 · 3 beds, 1 full bath · Clifton Park
2706 Winchester St, Baltimore, MD — $75,000 · 3 beds, 1 full bath, 1,260 sqft · West Baltimore
2535 Ashton St, Baltimore, MD — $78,900 · 4 beds, 1 full bath, 1,710 sqft
517 S Bentalou St S, Baltimore, MD — $79,000 · 3 beds, 1 full bath, 1,176 sqft
556 Gold St, Baltimore, MD — $79,000 · 2 beds, 1 full bath, 1,100 sqft · Druid Heights
2 Benkert Ave, Baltimore, MD — $79,500 · 3 beds, 1 full bath, 1,313 sqft · Saint Josephs
1816 McHenry St, Baltimore, MD — $79,900 · 3 beds, 2 full/1 half baths, 1,100 sqft · Carrollton Ridge
2007 W Saratoga St, Baltimore, MD — $79,900 · 3 beds, 1 full/1 half baths
2828 E Chase St E, Baltimore, MD — $79,900 · 3 beds, 1 full bath, 972 sqft · Biddle Street
2206 Lyndhurst Ave, Baltimore, MD — $79,900 · 3 beds, 2 full baths, 1,380 sqft · Mount Holly
724 E 37th St, Baltimore, MD — $79,900 · 2 beds, 1 full bath, 986 sqft
2802 Brighton St, Baltimore, MD — $79,900 · 3 beds, 1 full/1 half baths, 1,442 sqft
2518 Druid Park Dr, Baltimore, MD — $79,900 · 3 beds, 2 full baths · Druid Hill Park
733 Dolphin St, Baltimore, MD — $80,000 · studio/unlisted, unlisted baths, 1,830 sqft · Upton
1651 Normal Ave, Baltimore, MD — $80,000 · 3 beds, 1 full/1 half baths · Darley Park
506 McCabe Ave, Baltimore, MD — $85,000 · studio/unlisted, unlisted baths, 1,907 sqft · Woodbourne Heights
3025 Wylie Ave, Baltimore, MD — $85,000 · 4 beds, 1 full bath
4926 Schaub Ave, Baltimore, MD — $85,000 · 2 beds, 1 full bath, 896 sqft
2615 Wilkens Ave, Baltimore, MD — $85,000 · 3 beds, 1 full bath · Mill Hill
819 N Curley St N, Baltimore, MD — $85,000 · 4 beds, 1 full/1 half baths, 960 sqft · Mcelderry Park
736 N Linwood Ave, Baltimore, MD — $87,500 · 2 beds, 2 full baths, 1,200 sqft · Madison Eastend
1705 Poplar Grove St, Baltimore, MD — $89,900 · 3 beds, 2 full/1 half baths, 1,000 sqft · Coppin Heights
104 5th 1/2 St, Baltimore, MD — $89,900 · 2 beds, 1 full bath, 672 sqft · Highlandtown
3710 Harlem Ave, Baltimore, MD — $89,900 · 3 beds, 1 full/1 half baths, 1,026 sqft · Edmondson Viillage
2671 Wilkens Ave, Baltimore, MD — $89,900 · 3 beds, 1 full bath
2724 Wilkens Ave, Baltimore, MD — $89,900 · 3 beds, 1 full/1 half baths, 1,092 sqft · Mill Hill
135 N Janney St N, Baltimore, MD — $89,900 · 2 beds, 1 full bath, 858 sqft · Highlandtown
2422 Brentwood Ave, Baltimore, MD — $89,900 · 3 beds, 1 full/1 half baths
654 Cokesbury Ave, Baltimore, MD — $92,000 · 3 beds, 1 full bath · East Baltimore Midway
4939 Edgemere Ave, Baltimore, MD — $94,900 · 3 beds, 2 full baths, 1,020 sqft · Park Heights
1303 Washington Blvd, Baltimore, MD — $94,900 · 2 beds, 1 full/1 half baths, 1,004 sqft · Washington Village
2641 E Monument St, Baltimore, MD — $94,900 · 2 beds, 1 full bath
1736 Montpelier St, Baltimore, MD — $94,900 · 3 beds, 1 full bath, 1,200 sqft · Coldstream Homestead Montebello Historic District
13 S Conkling St S, Baltimore, MD — $94,900 · 4 beds, 1 full/1 half baths, 840 sqft · Highlandtown
1533 Argyle Ave, Baltimore, MD — $95,000 · 3 beds, 1 full bath · Sandtown-Winchester
1206 N Curley St, Baltimore, MD — $95,000 · 2 beds, 1 full bath, 950 sqft · Berea-Biddle Street Historic District
2601 Jefferson St, Baltimore, MD — $97,500 · 2 beds, 1 full bath, 1,261 sqft · Mcelderry Park
1722 Ashburton St, Baltimore, MD — $99,000 · 3 beds, 1 full bath · Coppin Heights
3236 Leverton Ave, Baltimore, MD — $99,000 · 2 beds, 1 full bath, 1,040 sqft · Highlandtown
114 Haven St, Baltimore, MD — $99,000 · 3 beds, 3 full baths, 1,170 sqft
4013 Woodmere Ave, Baltimore, MD — $99,000 · 3 beds, 1 full bath, 840 sqft
1227 E Lanvale St, Baltimore, MD — $99,900 · 3 beds, 3 full baths, 1,600 sqft · Oliver
1174 Sargeant St, Baltimore, MD — $99,900 · 2 beds, 1 full bath, 912 sqft · Carroll Park
1622 Ruxton Ave, Baltimore, MD — $99,900 · 3 beds, 2 full baths, 1,008 sqft · Coppin Heights
2693 Wilkens Ave, Baltimore, MD — $99,900 · 3 beds, 1 full bath · Mill Hill
3419 Kenyon Ave, Baltimore, MD — $99,900 · 2 beds, 1 full bath, 1,130 sqft
5356 Cuthbert Ave, Baltimore, MD — $100,000 · 3 beds, 1 full bath, 1,200 sqft
5319 Cuthbert Ave, Baltimore, MD — $100,000 · 3 beds, 1 full bath, 1,503 sqft · Pimlico
2816 Santa Fe Ave, Baltimore, MD — $104,900 · 3 beds, 1 full bath
1427 E Lafayette Ave, Baltimore, MD — $104,900 · 3 beds, 1 full/1 half baths, 1,200 sqft · Oliver
406 N Edgewood St N, Baltimore, MD — $105,000 · 4 beds, 1 full bath, 1,408 sqft · Edmondson Viillage
1357 Gorsuch Ave, Baltimore, MD — $105,000 · 3 beds, 1 full/1 half baths
3025 W Lanvale St, Baltimore, MD — $107,000 · 3 beds, 1 full bath, 1,160 sqft · Bridgeview - Greenlawn
1170 Nanticoke St, Baltimore, MD — $109,900 · 2 beds, 2 full baths, 1,140 sqft · Pigtown Historic District
1111 N Lakewood Ave, Baltimore, MD — $109,900 · 3 beds, 2 full baths, 1,200 sqft · Biddle Street
1510 E 28th, Baltimore, MD — $109,900 · 3 beds, 1 full bath, 936 sqft · Midway
2810 Norfolk Ave, Baltimore, MD — $109,900 · 4 beds, 1 full/1 half baths · Park Circle
534 Richwood Ave, Baltimore, MD — $109,900 · 4 beds, 1 full bath, 1,600 sqft
3416 Holmes Ave, Baltimore, MD — $109,900 · 3 beds, 1 full/1 half baths, 1,400 sqft · Auchentoroly Terrace
506 E 43rd St, Baltimore, MD — $109,900 · 3 beds, 1 full bath, 1,506 sqft · Wilson Park
2139 Whistler Ave, Baltimore, MD — $110,000 · 2 beds, 2 full baths, 840 sqft · Morrell Park
4003 Edmondson Ave, Baltimore, MD — $110,000 · 3 beds, 1 full bath, 1,336 sqft
514 Harwood Ave, Baltimore, MD — $114,000 · 3 beds, 2 full baths, 1,995 sqft
3430 E Lombard St, Baltimore, MD — $115,000 · 3 beds, 2 full baths, 1,144 sqft · Highlandtown
209 Grundy St, Baltimore, MD — $115,000 · 2 beds, 2 full baths, 960 sqft · Highlandtown
1018 N Bentalou St, Baltimore, MD — $115,000 · 3 beds, 2 full baths, 1,328 sqft
2641 Aisquith St, Baltimore, MD — $115,000 · 3 beds, 1 full/1 half baths · Coldstream Homestead Montebello Historic District
4213 E Lombard St E, Baltimore, MD — $119,000 · 3 beds, 1 full bath, 936 sqft · Highlandtown
4901 Litchfield Ave, Baltimore, MD — $119,900 · 4 beds, 1 full bath, 1,200 sqft · Langston Hughes
2932 Clifton Park Ter, Baltimore, MD — $119,900 · 3 beds, 1 full bath, 1,344 sqft
1506 N Wolfe St, Baltimore, MD — $124,900 · 2 beds, 2 full/1 half baths · Barclay
2811 Boarman Ave, Baltimore, MD — $125,000 · 3 beds, 1 full bath, 1,000 sqft
2709 Wilkens Ave, Baltimore, MD — $127,000 · 1 bed, 1 full bath · Mill Hill
4914 Queensberry Ave, Baltimore, MD — $129,900 · 3 beds, 3 full baths, 1,420 sqft · Central Park Heights
1417 Ward St, Baltimore, MD — $129,900 · 3 beds, 1 full/1 half baths, 912 sqft
3305 Elgin Ave, Baltimore, MD — $134,900 · 5 beds, 3 full baths, 2,128 sqft · Mount Holly
3616 W Garrison Ave, Baltimore, MD — $139,900 · 2 beds, 3 full baths, 1,200 sqft · Central Park Heights
3657 Gelston Dr, Baltimore, MD — $139,900 · 3 beds, 2 full baths, 1,080 sqft · Edmondson Village
2519 Edmondson Ave, Baltimore, MD — $139,900 · 3 beds, 2 full baths, 1,760 sqft · Carrollton Ridge
4703 Beaufort Ave, Baltimore, MD — $148,500 · 3 beds, 1 full bath
3214 E Fairmount Ave E, Baltimore, MD — $149,000 · 3 beds, 1 full bath, 1,208 sqft · Highlandtown
3717 1/2 Echodale Ave, Baltimore, MD — $149,900 · 3 beds, 1 full/1 half baths, 1,200 sqft · Ward 27
3606 Bonview Ave, Baltimore, MD — $149,900 · 5 beds, 2 full baths, 1,178 sqft · Belair-Edison
3828 Bank St, Baltimore, MD — $150,000 · 3 beds, 1 full bath, 1,108 sqft · Highlandtown
1624 Pentwood Rd, Baltimore, MD — $151,000 · 3 beds, 1 full bath, 1,216 sqft · Stonewood-Pentwood-Winston
3019 Kentucky Ave, Baltimore, MD — $159,900 · 3 beds, 2 full baths, 1,306 sqft · Belair-Edison
3101 Clifton Ave, Baltimore, MD — $159,900 · 5 beds, 4 full/1 half baths, 2,775 sqft · Walbrook
2704 Hamilton Ave, Baltimore, MD — $164,900 · 5 beds, 2 full baths, 1,916 sqft · Hamilton Heights
3827 Boarman Ave, Baltimore, MD — $179,900 · 3 beds, 1 full bath, 1,764 sqft
3227 E Baltimore St, Baltimore, MD — $179,900 · 3 beds, 1 full/1 half baths, 1,400 sqft · Highlandtown
1409 Druid Hill Ave, Baltimore, MD — $184,900 · 5 beds, 3 full baths, 2,500 sqft · Upton
5118 Harford Rd, Baltimore, MD — $184,900 · 3 beds, 2 full baths, 1,496 sqft · Lauraville Historic District
618 W 36th St, Baltimore, MD — $188,000 · 3 beds, 1 full bath, 1,260 sqft · Hampden Historic District
3102 E Fairmount Ave, Baltimore, MD — $194,000 · 3 beds, 1 full bath, 1,170 sqft
1803 Lydonlea Way, Baltimore, MD — $194,900 · 3 beds, 2 full baths, 1,064 sqft · Loch Raven
4405 Raspe Ave, Baltimore, MD — $204,900 · 3 beds, 2 full baths, 2,280 sqft · Raspeburg
4400 White Ave, Baltimore, MD — $209,900 · 4 beds, 2 full baths, 2,146 sqft · Cedmont
3216 Hamilton Ave, Baltimore, MD — $229,000 · 4 beds, 3 full baths, 2,912 sqft
1607 Race St, Baltimore, MD — $229,900 · 2 beds, 2 full baths, 816 sqft
5615 Belle Vista Ave, Baltimore, MD — $239,900 · 4 beds, 1 full/1 half baths, 1,527 sqft · Belair-Edison
1912 Mount Royal Ter, Baltimore, MD — $245,000 · 4 beds, 3 full baths, 3,251 sqft · Reservoir Hill
3219 Carlisle Ave, Baltimore, MD — $255,000 · 4 beds, 3 full/1 half baths, 2,028 sqft · Forest Park
1001 S Carey St, Baltimore, MD — $295,000 · 3 beds, 3 full baths, 2,562 sqft · Pigtown Historic District
1135 S Hanover St, Baltimore, MD — $299,900 · 3 beds, 1 full/1 half baths, 2,024 sqft · Federal Hill Historic District
5818 Greenspring Ave, Baltimore, MD — $300,000 · 4 beds, 3 full baths, 1,504 sqft · Mount Washington
3916 Pinkney Rd, Baltimore, MD — $339,900 · 7 beds, 3 full/1 half baths, 1,312 sqft · Glen
3128 Dillon St, Baltimore, MD — $346,000 · 2 beds, 2 full/1 half baths, 2,002 sqft · Canton
5505 Richard Ave, Baltimore, MD — $349,900 · 5 beds, 3 full baths, 1,832 sqft · Glenham - Belford
5516 Ritter Ave, Baltimore, MD — $359,900 · 3 beds, 1 full/1 half baths, 1,900 sqft · Cedonia
1703 Linden Ave, Baltimore, MD — $370,000 · 5 beds, 3 full/1 half baths, 2,966 sqft · Bolton Hill Historic District
1710 Light St, Baltimore, MD — $374,900 · 3 beds, 3 full/1 half baths, 2,160 sqft · South Baltimore

Baltimore County, MD Bank-Owned & Foreclosure Listings (18 homes)

Baltimore County’s bank-owned inventory spans detached single-family homes and townhouses in Baltimore, Randallstown, Gwynn Oak, Owings Mills, Rosedale, and Freeland — generally larger lots and higher price points than the city listings above.

Baltimore, MD (9 homes)

6090 Falls Rd, Baltimore, MD — $153,900 · 3 beds, 1 full bath, 968 sqft · Baltimore
2421 Saratoga Ave, Baltimore, MD — $169,900 · 3 beds, 1 full bath, 1,008 sqft · Highlands
1705 Sunny Ct, Baltimore, MD — $180,000 · 4 beds, 1 full/1 half baths, 1,564 sqft · The Meadows
1804 Middleborough Rd, Baltimore, MD — $212,000 · 3 beds, 2 full baths, 1,208 sqft · Baltimore County
6604 Dogwood Rd, Baltimore, MD — $240,000 · 5 beds, 3 full baths, 2,456 sqft · Baltimore County
2229 Southland Rd, Baltimore, MD — $245,000 · 3 beds, 1 full/1 half baths, 1,802 sqft · Larchmont
6714 Chisholm Dr, Baltimore, MD — $330,000 · 3 beds, 1 full bath, 1,261 sqft · Lochern
7833 Paddock Way, Baltimore, MD — $345,000 · 3 beds, 2 full baths, 1,160 sqft
2302 Weathervane Rd, Baltimore, MD — $369,900 · 3 beds, 1 full/1 half baths, 1,073 sqft · Harford Hills

Randallstown, MD (3 homes)

3722 Brenbrook Dr, Randallstown, MD — $279,000 · 3 beds, 1 full/1 half baths, 1,280 sqft · Stoneybrook
9540 Branchleigh Rd, Randallstown, MD — $310,000 · 3 beds, 2 full/1 half baths, 1,360 sqft
8808 Church Ln, Randallstown, MD — $336,950 · 4 beds, 2 full baths, 2,744 sqft · Randallstown

Gwynn Oak, MD (2 homes)

6553 Woodgreen Cir, Gwynn Oak, MD — $190,000 · 3 beds, 2 full/2 half baths, 1,224 sqft · Deerfield
1515 Langford Rd, Gwynn Oak, MD — $290,000 · 4 beds, 2 full baths, 1,292 sqft · Edmondson Heights

Owings Mills, MD (2 homes)

9602 Devedente Dr #103, Owings Mills, MD — $194,480 · 2 beds, 2 full baths, 1,241 sqft · Hollington At The Pointe
103 Embleton Rd, Owings Mills, MD — $314,500 · 3 beds, 1 full/2 half baths, 1,060 sqft · Suburbia

Rosedale, MD (1 home)

8855 Delegge Rd, Rosedale, MD — $285,000 · 3 beds, 2 full/2 half baths, 1,880 sqft · Brandywine

Freeland, MD (1 home)

1985 Freeland Rd, Freeland, MD — $564,900 · 3 beds, 2 full/1 half baths, 1,782 sqft · Freeland/Parkton

Frequently Asked Questions About Baltimore Bank-Owned & Foreclosure Homes

What does “bank-owned” or “REO” mean?

REO stands for “real estate owned” — these are homes that went through foreclosure and are now owned directly by the lender (bank) rather than an individual seller. The bank’s goal is to resell the property, which is why bank-owned homes are often priced below comparable traditional listings.

Are these homes move-in ready?

It varies widely. Some bank-owned homes in this list are in livable condition; others — particularly long-vacant city rowhomes — need significant rehab work, from cosmetic updates to full systems replacement. Always schedule an in-person showing and budget for an inspection before making an offer.

Why are so many listings priced so low?

Banks typically want to move REO inventory quickly and aren’t emotionally attached to the sale price the way a traditional homeowner might be. Combined with deferred maintenance on many properties, this is why you’ll see Baltimore City rowhomes listed well under $100,000.

Can I get traditional financing on a bank-owned home?

Sometimes, but not always. Homes that won’t pass a standard appraisal or lender inspection (missing systems, significant damage) often require a renovation loan (like an FHA 203(k)) or cash/hard-money financing. Getting pre-approved and knowing your financing options before you shop saves time once you find a property you like.

How fast do bank-owned listings move?

It depends on price and condition — well-priced, livable homes can go under contract within days, while higher-priced or heavier rehab projects can sit longer. Days-on-market for current listings in this dataset range from brand-new (1 day) to well over a year.

How do I schedule a showing or make an offer?

Reach out to Wesley Howard below with the address or MLS number you’re interested in. Many bank-owned listings have specific offer procedures (as-is addenda, proof-of-funds requirements, bank-specific timelines), and having an agent who’s familiar with REO transactions helps avoid delays.

Ready to Tour a Bank-Owned Home in Baltimore?

This list changes daily as new bank-owned inventory is released and existing listings go under contract. If you see a property above that fits what you’re looking for — or want to be notified the moment a new foreclosure hits the market in your target neighborhood or price range — reach out today.

Wesley Howard

Buyers & Sellers Agent — 1stHomeNetwork.com

173 Bank-Owned & Foreclosure Homes for Sale